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domain	ndh.org.au
summary	Financial hardship refers to situations where an individual or family cannot meet their essential living expenses due to economic difficulties. Your rights during such times include understanding your financial situation, working out what you can afford, negotiating payment terms with creditors, prioritizing debts, consolidating loans, knowing consumer credit insurance options, canceling direct debits when necessary, and resolving complaints or disputes effectively.
title	Welcome Page - National Debt Helpline
description	Welcome Page - National Debt Helpline
keywords	debt, loans, credit, debts, difficulty, hardship, rights, product, consumer, collection, superannuation, release, expenses, bills, child, support, report
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nslookup	A 104.21.20.72, A 172.67.191.223
created	2025-11-08
updated	2025-11-25
summarized	2025-11-26