Summary

EMV specifications define a comprehensive ecosystem for secure payments using contact and contactless technologies like card, mobile devices, and virtual card payments. These standards include robust Level 3 testing protocols to verify device integrity and physical security. Payment tokenisation ensures sensitive card data is encrypted, making it impossible to be replayed. QR codes serve as a digital alternative for instant, low-cost transactions, while secure remote commerce allows payments to be conducted online without physical contact. EMV technology also features specialized modules for electric vehicle payments, ensuring that EV transactions are compliant and easily verified by authorities. These specifications are managed by authorized labs and auditors who validate products against strict safety criteria before public release, creating a unified standard for both card and contactless payment methods.

Title

Enabling Seamless and Secure Payments Worldwide | EMVCo

Description

EMVCo creates and manages EMV® Specifications and programmes that enable seamless and secure card-based payments for businesses and consumers worldwide.

Keywords

specifications, process, payment, payments, products, more, industry, mobile, technical, card, laboratories, test, testing, commerce, contact, product, tools

NS Lookup

A 3.10.195.146

Dates

Created 2026-04-13

Updated 2026-04-13

Summarized 2026-04-26