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domain	union.finance
summary	Union is a decentralized, onchain credit system that enables users to draw from their credit line whenever they need. It allows for underwriting loans with vouches and helps users build a meaningful credit line by vouching for trusted contacts. The platform supports member-grown networks through members' vouches and connections. Users can create custom integrations using the programmable credit system. DAI backed credit is provided by staking DAI to offer credit to others, earning UNION tokens in return. Revolving credit lines allow users to maintain their personal credit line and draw from it anytime they need. Portability of credit enables access anywhere in the world without requiring a credit card. Pseudonymous accounts can build and provide credit within the system. Union is layer-2 ready and available on rollups like Arbitrum, Optimism, and Co-operative, offering credit lines to anyone, including individuals, groups, or DAOs. Governance is DAO controlled, allowing protocol improvement for all. Users can join the network, build their credit line, and expand the web of trust. Latest releases include rewards for onboarding with a friend.
title	Union Finance - Credit Onchain
description	A DeFi credit protocol, that enables people and programs the ability to give and use credit onchain. Currently available on Ethereum and Optimism.
keywords
upstreams	1kx.capital, 1kx.network
downstreams
nslookup	A 52.223.52.2
created	2024-02-26
updated	2024-10-22