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domain	policyholder.gov.in
summary	Insurance on full value and first loss basis have different terms for claims. In full value, if losses exceed the Sum Insured, average conditions apply; in first loss, even with excess loss, liability remains until the Sum Insured is reached. Some policies also offer Reinstatement Value Basis to cover the cost of creating a new asset rather than the depreciated or market value of the old one.
title	Home - Policy Holder - IRDAI
description	Home - Policy Holder - IRDAI
keywords	insurance, policy, claim, insured, health, premium, will, value, period, loss, policies, life, cover, insurer, property, there, have
upstreams	careinsurance.com
downstreams
nslookup	A 13.107.246.43
created	2024-02-13
updated	2024-10-22